/* =========================
   RESET
========================= */
*{
  margin:0;
  padding:0;
  box-sizing:border-box;
}

body{
  font-family:Arial, sans-serif;
  background:#f4f8ff;
  color:#0a2540;
  line-height:1.6;
}

/* =========================
   HEADER
========================= */
.header{
  position:sticky;
  top:0;
  z-index:1000;
  background:#0b3d91;
  box-shadow:0 4px 20px rgba(0,0,0,0.1);
}

.header-container{
  max-width:1200px;
  margin:auto;
  padding:15px 20px;
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:30px;
}

.logo{
  height:60px;
}

.nav{
  display:flex;
  align-items:center;
  gap:22px;
  flex-wrap:wrap;
}

.nav a{
  color:white;
  text-decoration:none;
  font-weight:600;
}

.nav-phone{
  border:1px solid rgba(255,255,255,0.35);
  padding:10px 16px;
  border-radius:30px;
}

.nav-cta{
  background:white;
  color:#0b3d91 !important;
  padding:12px 18px;
  border-radius:30px;
  font-weight:bold;
}

/* =========================
   DROPDOWN
========================= */
.dropdown{
  position:relative;
}

.dropdown-menu{
  position:absolute;
  top:100%;
  left:0;
  min-width:220px;
  background:white;
  border-radius:12px;
  box-shadow:0 10px 30px rgba(0,0,0,0.12);
  display:none;
  padding:12px 0;
}

.dropdown-menu a{
  display:block;
  padding:12px 18px;
  color:#0a2540;
}

.dropdown:hover .dropdown-menu{
  display:block;
}

/* =========================
   FAQ
========================= */
.faq{
  padding:80px 20px;
}

.container{
  max-width:1000px;
  margin:auto;
}

.faq h2{
  text-align:center;
  margin-bottom:40px;
  font-size:38px;
  color:#0b3d91;
}

.faq-item{
  background:white;
  border-left:5px solid #1e6ee6;
  border-radius:16px;
  margin-bottom:20px;
  box-shadow:0 8px 22px rgba(11,61,145,0.08);
  overflow:hidden;
  transition:0.3s ease;
}

.faq-item:hover{
  transform:translateY(-2px);
  box-shadow:0 10px 26px rgba(11,61,145,0.15);
}

.faq-question{
  width:100%;
  text-align:left;
  padding:22px;
  font-size:18px;
  font-weight:bold;
  background:linear-gradient(90deg,#ffffff,#f4f8ff);
  border:none;
  cursor:pointer;
  color:#0b3d91;
  position:relative;
  transition:0.3s ease;
}

.faq-question:hover{
  background:linear-gradient(90deg,#eef5ff,#dbe9ff);
}

.faq-question::after{
  content:"+";
  position:absolute;
  right:22px;
  font-size:24px;
  transition:0.3s;
}

.faq-item.active .faq-question::after{
  transform:rotate(45deg);
}
.faq-item.active .faq-question{
  background:linear-gradient(90deg,#dce9ff,#f4f8ff);
}
.faq-answer{
  max-height:0;
  overflow:hidden;
  transition:max-height 0.35s ease;
  padding:0 22px;
  background:#f8fbff;
}

.faq-answer p{
  padding-bottom:22px;
}

/* =========================
   FOOTER 
========================= */
.footer{
  background:#0b3d91;
  color:white;
  margin-top:80px;
}

.footer-claim{
  font-size:14px;
  opacity:0.9;
  margin-top:10px;
}

.footer-grid{
  max-width:1200px;
  margin:auto;
  padding:60px 20px;
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
  gap:35px;
}

.footer h3{
  margin-bottom:15px;
  font-size:20px;
}

.footer p,
.footer a{
  font-size:15px;
  color:white;
  text-decoration:none;
  opacity:0.95;
  margin-bottom:8px;
  display:block;
}

.footer-links a:hover,
.meta-navigation a:hover{
  opacity:1;
  text-decoration:underline;
}

.footer-badges{
  margin-top:18px;
  display:flex;
  flex-wrap:wrap;
  gap:10px;
}

.footer-badges span{
  background:rgba(255,255,255,0.12);
  padding:8px 12px;
  border-radius:20px;
  font-size:13px;
}

.footer-main{
  max-width:1200px;
  margin:auto;
  padding:25px 20px;
  display:flex;
  justify-content:space-between;
  align-items:center;
  flex-wrap:wrap;
  gap:20px;
  border-top:1px solid rgba(255,255,255,0.15);
}

.footer-meta{
  border-top:1px solid rgba(255,255,255,0.1);
  padding:18px 20px;
}

.meta-navigation{
  list-style:none;
  display:flex;
  flex-wrap:wrap;
  gap:18px;
  justify-content:center;
}

.meta-navigation a{
  font-size:14px;
}

.footer-copy{
  text-align:center;
  padding:20px;
  font-size:14px;
  opacity:0.8;
}
.flag-icon-inline{
  width: 16px;
  height: auto;
  margin-left: 6px;
  vertical-align: middle;
  border-radius: 2px;
}
/* =========================
   WHATSAPP
========================= */
.whatsapp{
  position:fixed;
  bottom:20px;
  right:20px;
  background:#25D366;
  color:white;
  text-decoration:none;
  padding:14px 18px;
  border-radius:40px;
  font-weight:bold;
  box-shadow:0 6px 20px rgba(0,0,0,0.2);
  z-index:999;
}

/* =========================
   RESPONSIVE
========================= */
@media(max-width:768px){

  .header-container{
    flex-direction:column;
    align-items:flex-start;
  }

  .nav{
    gap:15px;
  }

  .hero h1{
    font-size:32px;
  }

  .hero p{
    font-size:18px;
  }

  .footer-main{
    flex-direction:column;
    text-align:center;
  }
}